THRIVE is delivered in partnership with our sister foundations across the UK – Lloyds Bank Foundation for England & Wales, Lloyds Bank Foundation for the Channel Islands, and Bank of Scotland Foundation. This has been made possible thanks to an additional donation from our sole funder, Lloyds Banking Group to celebrate 40 years of grant giving.

What do we mean by financial resilience?
Financial resilience is about being prepared for life’s ups and downs. It’s the ability to foresee, plan for, and adapt to changes and unexpected financial challenges. Whether it’s a small shift or a sudden shock to your personal or household finances, financial resilience means having the strength to not just survive but thrive.

THRIVE aims to support charities in providing financial advice, building financial resilience, delivering financial education, or encouraging good financial health among people in greatest need. This could include providing practical financial support, budgeting assistance, help with debt management, financial education, and personalised advice, to help people navigate financial challenges and build long-term resilience.

In addition, this grants programme is open to charities who offer, or who would like to offer financial resilience related activities but for whom this is not their core purpose e.g. we know that many charities have a primary purpose such as homelessness, disability, ethnicity, mental health and domestic abuse and that financial resilience and support intersects with many of these issues.

All financial advice must be provided by professionally trained advisors.

Who can apply?

THRIVE is open to registered charities with an income of £500,000 or less, with a least one year of annual returns published on the Charity Commission for Northern Ireland’s website. If your charity is registered with another charity regulator in the UK/Ireland, it must show that you operate in Northern Ireland.

In line with the priorities of The Halifax Foundation for Northern Ireland, your charity must support people in greatest need. For example, supporting people living in poverty; the unemployed; those with disabilities or mental ill health. (This is not an exhaustive list – other areas of need will be considered.)

How much can I apply for?

THRIVE will provide support of up to £15,000 over 2 years. We want to help charities grow stronger and more resilient – to thrive beyond the lifetime of this grant. An additional £2,500 will be held for each grantee for organisational development initiatives. e.g. governance support, website development, PR/Communications support.

FLEXIBILITY COMMITTMENT – We recognise that costs you need supported at the time of application may not be what you need throughout the lifetime of your grant. We encourage you to speak to your grants officer should things change and we will endeavour to be as flexible as possible. (Please note – you must receive confirmation of approval before changes are made).

For more information and to apply, please check the website – www.halifaxfoundationni.org